ONTPAY aims to establish a payment and customer reward platform for convenience stores and franchises optimized for online commerce. Research & Market, a global market research company, analyzed that the cryptocurrency ATM market will grow to more than 150 billion won in the next three years. Accordingly, ONTPAY will generate secure OTP through the app, and ONTPAY, which is held through ATM devices at convenience stores nationwide, will easily cash in. If someone needs cash both domestically and abroad, he can easily and quickly cash ONTPAY,which holds low fees on behalf of high-fee bureaux and banks.